Godrej Epoque Mein Down Payment Kitna Lagega?

Down Payment Kitna Lagega

Down payment woh hissa hai jo aap bank loan ke alawa apne paas se dete hain. Luxury flat me yeh rakam badi hoti hai, isliye pehle se planning zaroori hai.

Neeche advertised prices par ek illustrative hisaab diya gaya hai.

75% loan rule

RBI ke rules ke hisaab se ₹75 lakh se upar ke home loan par bank property value ka maximum 75% hi de sakte hain. Isliye kam se kam 25% down payment aapko dena hoga.

Illustrative hisaab

• 3 BHK (₹3.50 Cr): 25% = lagbhag ₹87.5 lakh
• 3.5 BHK (~₹4.10 Cr): 25% = lagbhag ₹1.03 crore
• 4 BHK (~₹4.90 Cr): 25% = lagbhag ₹1.23 crore

Yeh sirf base price par hai.

Iske upar ke kharche

• GST 5% (under-construction flat par)
• Stamp duty aur registration, Telangana me lagbhag 7.5% (current rate check karein)
• Parking, floor rise, clubhouse aur maintenance deposit

Budget guide dekhiye.

EMI ka andaaza

₹3.50 crore ke flat par lagbhag ₹2.63 crore loan, 8.5% interest, 20 saal: EMI lagbhag ₹2.28 lakh mahina. Rates bank ke hisaab se badalte hain. EMI options padhiye.

Tip

Construction-linked plan me payments stages me hote hain, isliye down payment bhi ek saath nahi balki kuch hisson me lag sakta hai. Payment schedule likhit me lijiye.

Information on this page is indicative and based on publicly available sources and project material at the time of writing. Prices, timelines and specifications are subject to change. Please verify the RERA registration on the Telangana RERA portal, ask for a written all-inclusive cost sheet with carpet area, and have documents reviewed by an independent lawyer before paying.

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